Cal Coast Credit Reports utilizes one of the most advanced state-of-the-art credit reporting technologies available. Our program provides our customers from all sectors with a high level of automation and flexibility. Our system allows for easy, safe and secure access through the Internet after successful user and password identification. You will then have the ability to order, view, and print reports 24 hours a day 7 days a week. Our extensive database will store all your completed reports so that you can retrieve them at a later time at your convenience. Our unmatched system is your vehicle leading toward greater success.
Cal Coast Credit utilizes MeridianLink’s technology.
At MeridianLink, they know that security is critical to the financial information industry. That is why they have taken every precaution necessary to ensure that the system is both secure and reliable. MeridianLink is staffed by Microsoft Certified System Engineers and Microsoft Certified Solution Developers who work around the clock to ensure that their applications are up and running when you need it.
By carefully designing and integrating their network infrastructure, MeridianLink can ensure that their solutions are secure, reliable, and scalable. At the core of their facility are hardware and software components from Cisco, Dell, Nortel Networks, Foundry Networks, and Microsoft, each providing the data center with best-of-breed technology.
When using a 100% Web-based system, clients are potentially exposing themselves to competitive espionage, fraud, and financially damaging litigation. That is why our clients can rest assured knowing that their mission-critical systems were built by experts in Internet security. The system is protected by following a rigorous security protocol that combines proprietary technology, strict security policies, and a staff whose priority is security. MeridianLink employs 128-bit encryption technology and has met the toughest Internet security requirements established by the CyberTrust Corporation. Their core design principles utilize ‘smart’ architecture that maintain separate databases for each of their client’s systems, ensuring that data remains secure and free of any risk to corruption or potential data leakage.
SECURITY MEASURES
Audited and certified annually by CyberTrust
Double Firewall Technology
128-bit Secure Socket Layer (SSL) Encryption
Proprietary Encryption Technology
Security Monitoring
Session Timeout
Security Training
BACKUP & FAILSAFE PROCEDURES
Redundant Multi-Layered Infrastructure
Flexible and Scalable
No single point of failure
Proprietary Real-Time Data Backup
Load Balancing and Redundant Web Server
Database Server Redundancy
Redundant Fiber Connection to Internet
Battery Backup Power Source
Gas Generator Backup Power Source
Quarterly and Annual Audits by CyberTrust
Full-Mirror Site located in Texas
Loan Origination Software Compatibility —
(Our system is compatible with most commonly used loan origination software programs designed for mortgage brokers.)
Examples include:
• Point by Calyx
• Genesis
• Contour's Loan Handler
• Byte Qualifier Series
• Encompass
• E-pass
• E-magic
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